Dog walking is a rewarding profession, but it comes with significant responsibilities—especially when it comes to public liability. Whether you’re a solo dog walker or run a professional dog-walking business, understanding your legal obligations is crucial to protecting yourself, the dogs in your care, and the public.
What Is Public Liability for Dog Walkers?
Public liability refers to the legal responsibility a dog walker has if a dog under their care causes injury to a person or damage to property. Even the most well-behaved dogs can act unpredictably, and as a professional, you could be held legally and financially accountable.
Key Risks Dog Walkers Face
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Dog Bites or Attacks – If a dog injures someone, you could face legal action.
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Property Damage – A dog may knock over a pedestrian, scratch a car, or destroy a garden.
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Traffic Accidents – An off-leash dog could run into the road, causing a collision.
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Injuries to Other Dogs – If a dog in your care attacks another pet, you may be liable.
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Public Nuisance Claims – Complaints about excessive barking, fouling in public spaces, or trespassing can lead to legal issues.
Legal Consequences of Liability Claims
If a claim is made against you, you could face:
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Compensation payouts (medical bills, property repairs, legal fees).
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Loss of business reputation if word spreads about an incident.
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Court proceedings if the case escalates.
In some countries, dog owners (and by extension, professional walkers) can be held strictly liable for dog-related incidents, meaning you may be responsible even if the dog has no prior history of aggression.
How to Protect Yourself as a Dog Walker
1. Get Public Liability Insurance
This is non-negotiable. A good policy will cover:
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Legal fees and compensation claims.
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Veterinary bills if a dog in your care injures another animal.
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Property damage caused by a dog under your supervision.
Minimum recommended coverage: £1–2 million (UK) or $1–2 million (US), depending on local laws.
2. Use Written Contracts
Ensure clients sign a contract that includes:
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A waiver of liability (though this may not fully protect you in court).
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Confirmation that the dog is up-to-date on vaccinations.
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Disclosure of any known behavioral issues.
3. Follow Best Practices
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Keep dogs on leads in public areas unless in a secure, designated space.
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Carry a first-aid kit for both dogs and humans.
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Avoid high-risk areas (busy roads, crowded parks).
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Train in canine behavior to recognize and prevent aggression.
4. Know Local Laws
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Leash laws (some areas require dogs to be leashed at all times).
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Breed-specific legislation (some breeds are banned or restricted).
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Licensing requirements for professional dog walkers in certain regions.
What If You Don’t Have Insurance?
Operating without insurance is a huge financial risk. If a claim is made against you:
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You may have to pay thousands (or even millions) in damages.
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Your personal assets (home, savings) could be at risk.
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You could be sued personally, not just your business.
Final Verdict: Better Safe Than Sorry
Dog walking might seem like a simple job, but the legal and financial risks are real. Public liability insurance is essential, along with proper training and risk management. By taking the right precautions, you can enjoy your work with peace of mind—knowing you’re protected if the worst happens.
Next Steps
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Compare insurance policies tailored for dog walkers.
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Consult a legal expert to review your contracts.
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Stay informed on local dog-walking regulations.
Don’t wait until an accident happens—protect your business today.